Lending/Collections/Data Reporting
Providing Everything You Need
Our Civil Securities Consultants provide each client with a personalized experience to match their needs, vision, and path for their future
Commercial Lending
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Term loan: A term loan is a loan that is repaid over a fixed period of time, usually in monthly installments. Term loans are typically used to finance large purchases, such as a home or business.
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Line of credit: A line of credit is a loan that gives you access to a certain amount of money up to a maximum limit. You can draw on the line of credit as needed, and you only repay interest on the amount of money that you borrow. Lines of credit are often used for working capital or to cover unexpected expenses.
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Business loan: A business loan is a loan that is specifically designed to help businesses finance their operations or growth. Business loans can be used for a variety of purposes, such as purchasing inventory, hiring new employees, or expanding into new markets.
Commercial Terms
​ Commercial Loan Terms
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Loan Amount: Borrow up to $5,000,000.
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Interest Rate: Competitive 9.25% APR.
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Loan Term: Choose from 5, 10, or 15 years.
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Repayment Schedule: Monthly payments over your selected term.
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Collateral: May require a lien on your business property.
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Origination Fees: 2% one-time fee.
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Prepayment Penalties: May apply in the first two years.
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Personal Guarantee: May be required from the business owner.
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Use of Funds: Intended for specific business purposes.
Get Started
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Call: 312-825-9595 to speak with a representative. For more details and personalized assistance, please call us.
Collections/Reporting
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At Civil Securities, we specialize in collection services and comprehensive commercial debt reporting. Whether you're seeking assistance with debt recovery or want to understand how your data will be reported when you take out a loan with us, we're here to help.
**Collection Services:**
Our expert team is dedicated to helping you recover outstanding debts efficiently and professionally. We offer customized collection solutions tailored to your specific needs. To inquire about our collection services, please call us at: 312-825-9595
**Commercial Debt Reporting:**
We understand the importance of transparent and accurate reporting. We provide clear insights into how your data will be reported when you partner with us for a loan. For more information on our reporting procedures, please call us at: 312-825-9595
For personalized assistance and to learn more about our services, please don't hesitate to contact us. We're here to address your needs and answer any questions you may have. Your financial success is our priority.